Mutual of Omaha (Mutual of Omaha Insurance Company) Medicare Supplement Plan G

What Does Mutual of Omaha Plan G Cover?

Mutual of Omaha Medicare supplement Plan G offers comprehensive coverage to help fill the gaps left by Original Medicare.

Mutual of Omaha Medicare supplement Plan G covers Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up, Part B coinsurance or copayments, the first three pints of blood, Part A hospice care coinsurance or copayments, skilled nursing facility care coinsurance, the Part A deductible and foreign travel emergency coverage up to plan limits.

Who Is Eligible for Plan G?

Eligibility for Mutual of Omaha Plan G requires enrollment in both Medicare PartA and Part B. Generally, individuals must be at least 65 years old, but some states offer Medigap policies to those under 65 with certain disabilities or conditions.

Eligibility may also depend on the applicant's health status if they apply outside of the Medigap Open Enrollment Period, which begins when they turn 65 and enroll in Part B.

What Is Not Covered by Mutual of Omaha Medicare Supplement Plan G

Plan G does not cover the Medicare Part B deductible. Additionally, it does not include coverage for long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

Prescription drug coverage is also not included, so beneficiaries may need a separate Medicare Part D plan for medications.

What Are the Benefits of Plan G?

Plan G is popular due to its extensive coverage, which may reduce out-of-pocket costs for beneficiaries. Itoffers predictable healthcare expenses that help manage financial planning. The plan also provides nationwide coverage, allowing policyholders to use any healthcare provider that accepts Medicare.

With Plan G, there are no network restrictions, and it includes emergency coverage during foreign travel, offering peace of mind for frequent travelers.

How Do I Enroll in Mutual of Omaha Medicare Supplement Plan G?

To enroll in Mutual of Omaha Medicare supplement Plan G, first ensure you are enrolled in both Medicare Part A and Part B. Enrollment is best done during the Medigap Open Enrollment Period to avoid medical underwriting. During this period, you have a guaranteed issue right, meaning you cannot be denied coverage based on health conditions.